Rates

Share Accounts

Shares APR* APY** Notes
Regular Shares 0.17% 0.17% $100 minimum for dividends.
Kid's Club 0.50% 0.50% No minimum for dividends.
Vacation Club 0.10% 0.10% No minimum for dividends.
Christmas Club 0.50% 0.50% No minimum for dividends.
 Super Shares  APR*  APY**  Notes
  0.20% 0.20% $100.00 - $4,999.99
  0.22% 0.22% $5,000 - $14,999.99
  0.24% 0.24% $15,000 - $24,999.99
  0.26% 0.26% $25,000 - $49,999
Rates Effective: 07/01/2018 0.26% 0.26% $50,000+

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield


Share Certificates

Term APR* APY** Notes
6 Month Regular 0.50% 0.50% $500 Minimum
12 Month Regular 0.75% 0.75% $500 Minimum
24 Month Regular 1.00.% 1.00% $500 Minimum
 Rates Effective: 07/01/2018      

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield


Loans

New - Vehicle Loans
Terms Rate Notes  
48 Months 3.99% Current Year + 2 Years 2018-2017-2016
60 Months 4.49% Current Year + 2 Years  2018-2017-2016
72 Months 4.99% Current Year + 2 Years  2018-2017-2016
84 Months 5.49% Current Year + 2 Years  2018-2017-2016
Used - Vehicle Loans
48 Months 5.74% 3 - 7 Years Old 2015-2014-2013-2012-2011
60 Months 6.24% 3 - 7 Years Old 2015-2014-2013-2012-2011
48 Months 6.49% 8 Years and Older 2010
 60 Months 6.99% 8 Years and Older 2010
New - Motorcycle Loans - Street Motorcycles
Terms Rate Notes  
48 Months  3.99% Current Year + 2 Years 2018-2017-2016
60 Months  4.49% Current Year + 2 Years  2018-2017-2016
72 Months  4.99% Current Year + 2 Years  2018-2017-2016
Used - Motorcycle Loans - Street Motorcycles
48 Months 5.74% 3 - 7 Years Old 2015-2014-2013-2012-2011
60 Months 6.24% 3 - 7 Years Old 2015-2014-2013-2012-2011
OLDER 6.99%   2010
ALL ATV's AND OFF ROAD MOTORCYCLES ADD 2% TO ABOVE RATES
 
New Recreational Vehicles - Campers
Terms Rate Notes  
48 Months  5.49% Current Year + 2 Years 2018-2017-2016
60 Months  5.74% Current Year + 2 Years  2018-2017-2016
72 Months ($40,000) 5.99% Current Year + 2 Years  2018-2017-2016
120 Months ($40,000-$75,000) 6.24% Current Year + 2 Years  2018-2017-2016
Used Recreational Vehicles - Campers
48 Months 7.74% 3 - 7 Years Old 2015-2014-2013-2012-2011
 60 Months 7.74% 3 - 7 Years Old 2015-2014-2013-2012-2011
 OLDER 8.75% 8 Years and Older 2010
Home Equity Loans
60 Months 3.99%    80% LTV
 84 Months 4.49%    80% LTV
 120 Months 4.99%    80% LTV
Up to $55,000      
Share Secured
60 Months 3.00%    
Unsecured Loans
***Credit Score of 720+ or Higher Base Rate 9.00% $10,000 @ 5 years  
***Credit Score of 680 - 719(+1) 10.00% $7,500 @ 4 years  
***Credit Score of 640 - 679(+4) 13.00% $5,000 @ 3 years  
***Credit Score of 600 - 637(+7) 16.00%    
***Credit Score <600 (+13) 18.00%    
<600 For Established credit worthy members only      
Visa Credit Card 10.90%    
       
AutoPay Discount 0.50%
Birthday Discount 1% (Birthday Month-Good for 90 Days)
**Only one discount may be applied-cannot be combined**
All loans are subject to approval; certain terms and conditions may apply. Normal underwriting guidelines apply.
       
Better Choice 3 Months 18.00% $500 maximum.

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield

Rates quoted DO NOT include a .50% discount for paying by Payroll Deduction or Automatic Transfer from an account with Direct Deposit. Rates may vary based on individual's credit history. (Credit Bureau Score)

All rates are subject to change without notice.

Get Your Visa Platinum Card Today!

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Latest News

Allegheny Central Employees Federal Credit Union

Contact Us: Monday-Friday 9AM-4PM
Office: 724-628-2106
Fax: 724-628-5569

Allegheny Central Employees Federal Credit Union
1253 University Drive, Suite 100
Dunbar, PA 15431

Routing #: 243380273

Board of Directors:

President - Tim Witt
Vice-President - Janet Wagner
Secretary - Carol Johnson
Treasurer - Linda Schroyer
Board Member - Robin Arvin
Board Member - Carolyn Collins
Board Member - Douglas McCloy

Office Staff:

Vickie Erminio - Manager
Howard Wiltrout - Loan Manager
Carole Kostik - Member Service Representative