Rates

Share Accounts

Shares APR* APY** Notes
Regular Shares 0.17% 0.17% $100 minimum for dividends.
Kid's Club 0.75% 0.75% No minimum for dividends.
Vacation Club 0.10% 0.10% No minimum for dividends.
Christmas Club 0.50% 0.50% No minimum for dividends.
 Super Shares  APR*  APY**  Notes
  0.40% 0.40% $100.00 - $4,999.99
  0.40% 0.40% $5,000 - $14,999.99
  0.50% 0.50% $15,000 - $24,999.99
  0.60% 0.60% $25,000 - $49,999
Rates Effective: 09/06/2022 0.70% 0.70% $50,000+

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield


Share Certificates

Term APR* APY** Notes
6 Month Regular 1.00% 1.00% $500 Minimum
12 Month Regular 1.50% 1.50% $500 Minimum
24 Month Regular 1.70% 1.70% $500 Minimum
 Rates Effective: 11/01/2022      Rates are subject to change without notice.

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield


Loans

2022-2021-2020​

New - Vehicle Loans
Terms Rate Notes  Rates Effective: 11/01/2022
48 Months As low as 3.99% Current Year + 2 Years 2022-2021-2020
60 Months As low as 4.24% Current Year + 2 Years 2022-2021-2020
72 Months As low as 4.49% Current Year + 2 Years 2022-2021-2020
84 Months As low as 4.99% Current Year + 2 Years 2022-2021-2020
Used - Vehicle Loans
48 Months As low as 4.74% 3 - 7 Years Old 2019-2018-2017-2016-2015
60 Months As low as 4.99% 3 - 7 Years Old 2019-2018-2017-2016-2015
48 Months As low as 6.49% 8 Years and Older 2014
60 Months As low as 6.74% 8 Years and Older 2014
New - Motorcycle Loans - Street Motorcycles
Terms Rate Notes  Rates Effective: 11/01/2022
48 Months  As low as 3.99% Current Year + 2 Years 2022-2021-2020
60 Months  As low as 4.24% Current Year + 2 Years 2022-2021-2020
72 Months  As low as 4.74% Current Year + 2 Years 2022-2021-2020
Used - Motorcycle Loans - Street Motorcycles
48 Months As low as 4.74% 3 - 7 Years Old 2019-2018-2017-2016-2015
60 Months As low as 4.99% 3 - 7 Years Old 2019-2018-2017-2016-2015
OLDER As low as 6.74%   2014
ALL ATV's AND OFF ROAD MOTORCYCLES ADD 2% TO ABOVE RATES
 
New Recreational Vehicles - Campers
Terms Rate Notes  Rates Effective: 04/01/2020
48 Months 5.99% Current Year + 2 Years 2022-2021-2020
60 Months 6.24% Current Year + 2 Years 2022-2021-2020
72 Months ($40,000) 6.49% Current Year + 2 Years 2022-2021-2020
84 Months ($40,000-$75,000) 6.49% Current Year + 2 Years  
Used Recreational Vehicles - Campers
48 Months 6.74% 3 - 7 Years Old 2019-2018-2017-2016-2015
60 Months 6.99% 3 - 7 Years Old 2019-2018-2017-2016-2015
OLDER 8.25% 8 Years and Older 2014
Home Equity Loans
60 Months 4.49%    80% LTV
 84 Months 4.74%    80% LTV
 120 Months 4.99%    80% LTV
Up to $55,000      Effective: 10/01/2022
Share Secured
60 Months 3.00%    
Unsecured Loans
***Credit Score of 720+ or Higher Base Rate 9.00% $10,000 @ 5 years  
***Credit Score of 680 - 719(+1) 10.00% $7,500 @ 4 years  
***Credit Score of 640 - 679(+4) 13.00% $5,000 @ 3 years  
***Credit Score of 600 - 637(+7) 16.00%    
***Credit Score <600 (+9) 18.00%    
<600 For Established credit worthy members only      
Visa Credit Card 10.90%    
       
AutoPay Discount 0.50%
Birthday Discount 0.50% (Birthday Month-Good for 30 Days)
**Only one discount may be applied-cannot be combined**
All loans are subject to approval; certain terms and conditions may apply. Normal underwriting guidelines apply.
       
Better Choice 3 Months 18.00% $500 maximum.

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield

Rates quoted include a .50% discount for paying by Payroll Deduction or Automatic Transfer from an account with Direct Deposit. Rates may vary based on individual's credit history. (Credit Bureau Score)

All rates are subject to change without notice.

Get Your Visa Platinum Card Today!

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Latest News

Allegheny Central Employees Federal Credit Union

Contact Us: Monday-Friday 9AM-4PM
Office: 724-628-2106
Fax: 724-628-5569

Allegheny Central Employees Federal Credit Union
1253 University Drive, Suite 100
Dunbar, PA 15431

Routing #: 243380273

Board of Directors:

President - Robin Metzger
Vice-President - Donna Palya
Secretary - Melanie Metzger
Treasurer - Vickie Erminio
Board Member - Douglas McCloy
Board Member - Robin Arvin
Board Member - Jill Reid

Office Staff:

Vickie Erminio - Manager
Howard Wiltrout - Loan Manager